In this article
During our Pensions Webinar, we will learn how pensions work in Pento, how to set up your pension scheme, enrol your employees, calculations, and more. This article will summarise the information presented in the session and include helpful links to relevant articles from our Help Centre.
How to add a pension scheme to Pento
How to assess and enrol your employees
How to customise contributions
FAQ
Is it okay to move employees from one arrangement to another?
Yes, as long as it is reflected in the employee’s employment contract. However, for salary sacrifice, you should ensure that it does not take the employee’s National Minimum Wage (NMW) below the minimum requirement.
Do we set up one scheme or two if some employees are on salary sacrifice and some are not?
If it is with one provider, you can set up one pension scheme in Pento and select all relevant tax relief types applicable to that pension. At an employee level, you can then select the tax relief type applicable to that employee.
Can we edit the pension enrolment letters in Pento?
At the moment, Pento doesn't offer the capability to edit letters. You can create a separate letter for your team members if you need to send out any additional info.
If there is more than one pension scheme, will the report break down the amounts to be paid?
Yes, the report will reflect the different schemes that have been set up according to the scheme that the employee is in.
Does the pension report show employee contributions for those on salary sacrifice?
No, Pento will automatically report employee and employer contributions as a total, employer-only contribution per pension reporting requirements for salary sacrifice.
Useful Links
Pento Help Centre
Auto-enrolment guide for pensions in Pento
How to Add a Pension Scheme to Pento
How to Access/Download Your Pension CSV PAPDIS File
The Pensions Regulator